Looking for a home
Use a Realtor.
Use an agent that is representing your interests by getting
a written "agency" agreement stating that they are acting
as a "buyerís agent" for you.
Pre-qualify for a loan.
an idea of what you can borrow so you donít waste your time
shopping for homes you canít afford.
Most lenders can do this for you. (Make sure the only up-front
fee you pay is for your credit report and do not obligate yourself
to the lender in any way.)
Do not look at the most expensive home in the neighborhood. Itís
best to have the other homes bring up the value of your home.