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How do I get a Mortgage?

Conventional Loans

Conforming Loans

Conforming loans have standard lending industry guidelines set by Fannie Mae and Freddie Mac, two agencies you may have heard about in newspapers or on TV.

Jumbo Loans

Conventional loans of larger than conforming amounts are called jumbo or nonconforming loans. In most cases, jumbo loans have slightly higher interest rates than conforming loans.

The word "subprime" is lending industry terminology for home financing programs that accommodate borrowers with special qualifying factors, including poor credit histories.

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