Getting a mortgage is a straight forward process!
However, you should begin by asking yourself some key questions, which are all discussed this section:
- How much home can I afford?
- Calculations of estimated mortgage payments is something that can be done by my Mortgage Specialist.
- How important is my credit history?
- Your credit rating is an important consideration in qualifying for a home loan.
- How much do I need for a down payment?
- Home buyers who qualify, may choose to make a minimal down payment.
- What about closing costs?
- There several costs that occur at closing which can amount to anything between 3% and 7% of the home purchase price.
- How large of a loan can I be approved for?
- Lenders will make a calculation of the maximum amount you can borrow based on you personal financial circumstances.
- What does my mortgage payment include?
- Your final mortgage payments can often be made up from a number of different components.
- What are my possible financing choices?
- There are many different types of loans available from conventional and Government sources.
- Loan shopping tips!
- Being knowledgeable about the mortgage process will put you in a position of being to shop for the best Mortgage.
- Apply for a mortgage online